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Northwestern Federal Credit Union
Privacy Disclosure
Northwestern Federal Credit Union is
owned by it's members and run by a board of directors that you elect. You can be
confident that your financial privacy is a top priority of this credit union. If
you should have any questions, please contact us at 419-636-2123.
Northwestern Federal Credit Union
collects nonpublic personal information about you from the following sources:
Applications and other forms you
submit to us
Information about your transactions
with us
Information about your transactions
with others
Consumer reporting agencies
We are committed to providing you
with competitive products and services designed to meet you financial needs,
which necessitates that we share information about you to complete your
transactions and to provide you with certain financial opportunities. In order
to do so, we have entered into agreements with other companies that provide
services you us. To protect your privacy, we only work with companies that agree
to maintain strong confidentiality protections and limit the us of information
we provide. We do not permit these companies to sell the information we provide
to them to other third parties.
We may disclose all of the
information we collect as described above to other financial institutions with
whom we have joint marketing agreements. We may disclose all of the information
we collect about you under circumstances as permitted or required by law. These
disclosures typically include information to process transactions on your
behalf, conduct the operations of our credit union, follow your instructions, or
protect the security of our financial records.
If you terminate your membership
with Northwestern Federal Credit Union, we will not share information we have
collected about you, except as permitted by law.
Northwestern Federal Credit Union
restricts access to nonpublic personal information about you to those employees
who need to know that information to provide products or services to you. Our
employees are trained on the importance of maintaining confidentially and member
privacy. We maintain physical, electronic, and procedural safeguards that comply
with federal regulations and leading industry practices to safeguard your
nonpublic personal information.
Our goal is to provide you with the
best financial products and services available. Our commitment is to protect
your privacy in all situations.
We
Do Business in Accordance with
Federal Fair Lending Laws
Under the
Federal Fair Housing Act, it is
illegal, on the basis of race,
color, national origin, religion,
sex, handicap, or familial status
(having children under the age of
18) to:
- Deny
a loan for the purpose of
purchasing, constructing,
improving, repairing, or
maintaining a dwelling, or
to deny any loan, or in
appraising property.
- Discriminate
in fixing the amount,
interest rate, duration,
application procedures or
other terms or conditions
of such a loan, or in
appraising property.
If
you believe you have been
discriminated against, you should
send a complaint to:
Assistant
Secretary for Fair Housing and
Equal Opportunity
Department
of Housing and Urban Development
Washington,
DC 20410
For
processing under the Federal Fair
Housing Act and
to:
Director,
Consumer Affairs
Office
of Thrift Supervision
Washington,
D.C. 20552
For
processing under Office of Thrift
Supervision Regulations.
Under
the Equal Credit Opportunity Act,
it is illegal to discriminate in
any credit transaction:
- on
the basis of race, color,
national origin, religion,
sex, marital status, or
age,
- because
income is from public
assistance or
- because
a right was exercised under
the Consumer Credit
Protection Act
If
you believe you have been
discriminated against, you should
send a complaint to:
Director,
Consumer Affairs
Office
of Thrift Supervision
Washington,
D.C. 20552
Privacy Policy
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