LOAN RATES
LOAN TYPE |
APR* |
|
New Car |
5.99% |
Up to 66 mo. / (over $40,000) 72 mo.
|
| Used Car |
|
|
| |
6.50% |
Up to 60 mo. |
|
7.50% |
Up to 48 mo. |
|
9.00% |
Up to 36 mo. |
| Motorcycles |
|
|
New |
7.99% |
Up tp 60 mo. |
Used |
9.99% |
Up to 36 mo. |
| Share Pledge |
5.50% |
Up to 60 mo. |
| RV's, Travel Trailers, Boats |
|
|
New |
8.00% |
Up to 60 mo. |
Used |
8.75% |
Up to 48 mo. |
| Garden Tractors, Snowmobiles, ect. |
9.99% |
Up to 48 mo. |
| Unsecured Signature |
12.00% |
Up to 36 mo. |
($5,000 Maximum) |
|
|
| Signature Line of Credit |
12.00% |
Up to 36 mo. |
($7,500 Maximum) |
|
|
| College Loans |
9.00% |
Up to 12 mo. |
($1,500 Maximum) |
|
|
| Home Equity Line of Credit |
7.00% |
5 yr. draw |
($25,000 Maximum) |
variable |
10 yr. repay |
| VISA |
9.99% |
|
Cash Advance |
9.99% |
|
Balance Transfer |
9.99% |
|
($7,500 Maximum) |
|
NO Annual Fee |
| |
|
NO Minimum Finance Charges |
| |
|
Cash Advance APR: 7.50% |
| |
|
Balance Transfer: APR 7.50% |
| |
|
25 Day Grace Period |
| |
|
Late Payment Fee: $10.00 |
| |
|
Over the Limit Fee: $10.00 |
| |
|
|
Rates are subject to change without prior notice.
*APR-Annual Percentage Rate All members must show credit worthiness when applying for a loan. Amount approved will be based on the guidelines set by the Board of Directors.
|
